Fees and charges
Costs that are not part of a position: moving money in and out, leaving an account dormant, and settling in a currency other than your own.
Funding: two charges, two parties
When money moves, up to two charges can apply. One is whatever your broker charges to process it. The other is whatever your bank, card issuer or payment provider charges at their end — and on international transfers an intermediary bank can deduct from the amount in transit without either side seeing it in advance. Any broker can only tell you about the first.
Inactivity
An inactivity charge applies to accounts that still hold a balance but have not traded for a defined period. Two numbers matter equally and are worth checking together: the amount, and how long an account has to be dormant before it begins. It stops when you trade again, and it cannot take an account below zero.
Currency conversion
Your account has a base currency, but the instruments you trade may settle in another. Profit, loss and commission on those trades are converted back to your base currency, and the conversion carries a cost each time. If most of what you trade settles in one currency, choosing that as your base avoids paying it repeatedly — a small decision at account opening that compounds over hundreds of trades.
Every charge, in one place
| Charge | What it is | What determines it | Where you see it |
|---|---|---|---|
| Account opening | Opening and holding a trading account. | Kent's published schedule. | Confirmed when you open the account, and in your client agreement. |
| Deposits | Moving money into your trading account. | Kent's schedule, plus anything your own bank, card issuer or payment provider charges at their end. | Shown in the client portal before you confirm the transaction. |
| Withdrawals | Moving money out. Funds return to their source, which is an anti-money-laundering requirement rather than a preference. | Kent's schedule, plus any intermediary bank charge on international transfers, which can be deducted in transit. | Shown in the client portal before you confirm the request. |
| Inactivity | Charged on an account that still holds a balance but has not traded for a defined period. It stops as soon as you trade again. | Two figures matter equally — the amount, and how long the account must be dormant before it starts. | Your client agreement. |
| Currency conversion | Applies when a trade settles in a currency other than your account's base currency. | The amount converted. Choosing a base currency that matches most of what you trade avoids paying it repeatedly. | Your client agreement, and in your account history per trade. |
| Dividend adjustment | Share and index CFDs held over an ex-dividend date are adjusted — credited on a long position, debited on a short one. | The dividend declared by the underlying company or index. It is a market event, not a Kent charge. | Your account history, on the ex-dividend date. |
Where the figures are
The charges that apply to your account are set out in your client agreement and shown in the client portal before you confirm any funding request. You will see the amount before you commit to a transaction, not after it.